TM Housing knows how important it is to own a home for your family. This is why we and we alone are revolutionizing the home buying experience. Don`t let your credit score stop you from what you want. We work with creditors which is one of the benefits of our award wining Community Housing Approval Program (CHAP). CHAP was created in 2016. We are adding home builders every month to our network which allows us to offer many different floor plans and customize homes just for you. The CHAP program is not a government funded program. There are no income restrictions to qualify or disqualify you. This program is good for first time home buyers as well as 2nd and 3rd timers. Another powerful benefit of CHAP is once you get to closing with the title company. Over 90% of the time the new home buyer pays $0 down! This benefit alone makes CHAP the ultimate home buying program. CHAP also helps with  student loan defaults.

* Guaranteed Approval

* Special Program Assistance